What is Workers' Compensation Insurance?

Workers’ compensation insurance covers expenses if employees suffer injuries while working (in the office or somewhere else) due to accidents, violence, or natural disasters in accordance with Virginia law. It also covers certain illnesses and occupational diseases contracted as a result of employment. 

When these accidents or other events take place, workers’ compensation insurance pays injured employees’ medical expenses. This coverage also provides partial wage replacement to employees injured on the job and protects employers from lawsuits filed by injured employees. 

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Why the MSVIA for Workers' Compensation insurance? 

We want to provide you with the resources and knowledge to make the right decision with choosing an insurance carrier that will provide your practice with adequate coverage for your business and your employees. Here at MSVIA, we represent a variety of carriers that are chosen for their financial stability and superior service. Provide peace of mind for you and your employees, request a quote from us today. 

Why is Workers' Compensation Insurance important? 

Workers' Compensation insurance is required by the state of Virginia if the business employs two or more employees. Without a policy, the business is still responsible for the injured employee’s medical bills and lost wages. If a policy should have been in place but was not, then the employer is also subject to fines and/or misdemeanor charges. 

Protect your business and your employees, get your workers' compensation insurance through MSVIA today!  

Request a Workers' Compensation Quote